Owners of rental properties or seasonal homes, or those who otherwise do not need all of the coverage options found in our Homeowner policy, may benefit from a Standard Property and Casualty Insurance Company Dwelling Fire policy.

Despite the name, Dwelling Fire policies actually cover more than just fire and smoke-related damage. Like a Homeowner policy, a Dwelling Fire policy provides coverage for the building itself. Unlike the Homeowner policy, this coverage applies if the structure is owner occupied or tenant occupied. Additional coverages offered under a Dwelling Fire policy can provide protection for other structures on a property, personal belongings and landlord’s premises liability. If a home or rental property is damaged and no longer livable, a Dwelling Fire policy can provide coverage for the payment of necessary increase in living expenses, or help in replacing lost rental income. Standard Property and Casualty can tailor a policy to meet your specific needs.

Contact a Standard Property and Casualty Insurance Company independent agent for a complete list of coverage options.

Contact an independent insurance agent representing Standard Property and Casualty Insurance Company for specific information about or to apply for any of our coverages.

Questions? Interested in finding out more about our insurance plans? Contact us today. We have insured thousands of families and individuals for nearly a century.

We look forward to hearing from you!
This page contains only a general description of coverage and is not a statement of contract. All coverages are subject to the exclusions and conditions of the policy itself.
Standard Property and Casualty Insurance Company
1028 South Grand Avenue West | Springfield, Illinois 62704
email: support@standardmutual.com
phone: 866-469-3968 | fax: 217-793-1216


Standard Property and Casualty Insurance Company
1028 South Grand Avenue West
Springfield, Illinois 62704

email: support@standardmutual.com
phone: 866-469-3968 | fax: 217-793-1216